Vehicle Insurance all you want to know

A traffic collision also called a motor vehicle collision (MVC) among other terms, occurs when a vehicle collides with another vehicle, pedestrian, animal, road debris, or other stationary obstruction, such as a tree, pole or building. Traffic collisions often result in injury, death, and property damage.

A number of factors contribute to the risk of collisions, including vehicle design, speed of operation, road design, road environment, driving skills, impairment due to alcohol or drugs, and behavior, notably distracted driving, speeding and street racing.

Worldwide, motor vehicle collisions lead to death and disability as well as financial costs to both society and the individuals involved.

Many different terms are commonly used to describe vehicle collisions.

Other common terms include auto accident, car accident, car crash, car smash, car wreck, motor vehicle collision (MVC), personal injury collision (PIC), road accident, road traffic accident (RTA), road traffic collision (RTC), and road traffic incident.

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